Pasture, Rangeland and Forage Coverage (PRF)

Pasture, Rangeland and Forage Insurance is a highly subsidized plan of insurance and is therefore extremely affordable. PRF offsets the cost of additional feed expenses in times of drought so your bottom line stays healthy.

  • Protect up to 90% of normal rainfall on your grass and hayland.
  • PRF is simple, no record keeping or claims.
  • Silveus’ exclusive software, “RangeCalc, ” turns rainfall data into knowledge.
  • Silveus Insurance Group creates a custom plan that fits your operation.

RI (Rainfall Index):
The Rainfall Index (RI) plan of insurance is a risk management tool to insure against a decline in an index value that is based on the long-term historical average precipitation for an approximate 12×12 mile grid over specific two month time intervals.
A minimum of two index intervals must be selected for acreage insured under the RI plan. The insured selects which index intervals to cover, and the amount of coverage. Selection of index intervals is critical to the effectiveness of the RI plan as a risk management tool. Coverage is based on indexes for the grid-not the producer’s actual rainfall.

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There are over 9,000 NOAA Weather Stations across the country. It is Impossible to accurately monitor the precipitation every ranch actually receives using this system. It is possible to create an index and monitor the precipitation an area receives relative to history.

The information contained herein is not an offer to sell insurance.  No binder, insurance policy, change, addition, and/or deletion to insurance coverage will be effective unless and until confirmed directly with a licensed agent.  Please note any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us by you.  All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages may be available in every state.
Although care has been taken to assure the accuracy, completeness and reliability of the information contained herein, Silveus Insurance Group Inc. makes no warranty, express or implied, including warranties of merchantability and fitness for a particular purpose, or assumes any legal liability or responsibility for the accuracy, completeness, reliability or usefulness of any information, product, service or process disclosed. Clients should consult with their licensed insurance agent as to how the information, products, services or processes described may pertain to their individual situation. IN NO EVENT SHALL SILVEUS INSURANCE GROUP, INC. BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL OR INCIDENTAL DAMAGE RESULTING FROM, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE INFORMATION CONTAINED HEREIN.