Understanding Whole Farm Revenue Protection (WFRP)

WFRP allows farmers to insure historic revenue across all commodities on the farm under one insurance policy, rather than each individual commodity. It is designed for farms to insure between 50 to 85% of their gross revenue, up to $8.5 million of revenue guaranteed. Producers with specialty or organic commodities – both crops and livestock, or those marketing to local, regional, farm-identity preserved, or direct markets, are eligible.

Whole Farm Revenue Protection insures farmers against loss of revenue from commodities produced during the insurance period and commodities purchased for resale during the insurance period, and also provides replant coverage for annual crops. The number of commodities produced is a measure of the farm’s diversification, and determines the minimum proportion of revenue a commodity must contribute to the farm to be considered for WFRP. The commodity count calculation determines:

  • If the farm meets the 3-commodity requirement needed to qualify for 80-85% coverage levels;
  • The amount of premium rate discount due to farm diversification; and
  • The subsidy amount – farms with 2 or more commodities receive a whole-farm subsidy

WFRP Eligibility

  • Be eligible to receive Federal Benefits
  • Be a U.S. citizen or resident
  • File a Schedule F tax form or other farm tax to be converted to a Substitute Schedule form for five year
  • No more than $8.5 million in insured revenue, which is the farm revenue allowed to be insured under the policy multiplied by the coverage level you select
  • Have no more than $1 million expected revenue from animals and animal products
  • Have no more than $1 million from greenhouse or nursery products
  • No more than 50 percent total revenue from commodities purchased for resale
  • Have ‘buy-up’ coverage levels on Federal crop insurance plan you choose with WFRP
  • Meet the diversification requirements of the policy by having two or more commodities, if a commodity you are raising has revenue protection or revenue history insurance available
  • Meet the diversification requirements of the policy by having two or more commodities, if there are potatoes on the farm

Click here to learn more about the USDA Whole Farm Revenue Protection Pilot Program.

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The information contained herein is not an offer to sell insurance.  No binder, insurance policy, change, addition, and/or deletion to insurance coverage will be effective unless and until confirmed directly with a licensed agent.  Please note any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us by you.  All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages may be available in every state.

Although care has been taken to assure the accuracy, completeness and reliability of the information contained herein, Silveus Insurance Group Inc. makes no warranty, express or implied, including warranties of merchantability and fitness for a particular purpose, or assumes any legal liability or responsibility for the accuracy, completeness, reliability or usefulness of any information, product, service or process disclosed. Clients should consult with their licensed insurance agent as to how the information, products, services or processes described may pertain to their individual situation. IN NO EVENT SHALL SILVEUS INSURANCE GROUP, INC. BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL OR INCIDENTAL DAMAGE RESULTING FROM, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE INFORMATION CONTAINED HEREIN.